Wednesday, August 13, 2014

WORKERS COMPENSATION LEH INSURANCE




25th August 2011 tuk khan ka nu leh pa te bike min leisak Kymco CK125 chu zing dar 6 velah hnathawhna panin ka khalh chhuak a. Ka tlanna kawng pangngai Wiggs Road-a ka tlan laiin car pakhat hi kawng peng pakhat atangin ka hmaah tak hian kawng cross zawngin a rawn tlan chhuak thut mai a. Break ka han tlawh nghal a, mahse ka ding zo ta lova. Ka hmaa car rawn chhuak chu a passenger thutna kawngkhar hnung dinglam zawk ka su ta chawrh a. A lehpek chu action movie stuntman ang maiin vanah ka invawrh a. Ka thal chiang hle.

Helmet ka khum chuan alkatra chhuata ka lu insawh chu min veng tha hle a. Jean kekawr leh ka nu second hand Made in Korea jacket dum lian ang reng tak min thin sak chuan ka vun pilh tur zual pawh min veng a. Ka khel veilam hi a belkang deuhva. Ka taksa veilam zawnga ka tlak avangin ka dar veilam a na deuh bawk a. Chutia kawnga ka let reng an hmuh chuan mi an rawn pungkhawm nghal a. Pa tlawmngai leh remhre tak, ka hriat ngai pawh ni lo, hian traffic kal vel a lo kawk kual zung zung a (Tlawmngaihna hi hnamdang zingah pawh hian a lo awm ngei e!).Che miah lo turin min ti nghal a. Ka hnathawhnaa manager min phone sak a. Ambulance min koh sak nghal bawk a.

Ambulance chu an station office a hlat loh avangin reiloteah an rawn thleng a. Stretcher-ah hreng betin ambulance chhungah chuan min zawn lut a, damdawiin hnai ber kan fanu upa zawk pianna Bankstown Public Hospital-ah chuan min hruai a. Nurse leh doctor ten min han exam nghal char char a. Pathian venhimna zarah engmah hliam na em em ka lo nei lova. Lehkha ziahfel tur hrang hrang te an ziah fel chuan min chhuah ve ta mai a.

Ka bike chu insurance company pakhat NRMA insurance policy hmangin ka lo insure hlauh a. A siam man aia a hralh hlutna a tam zawk avangin NRMA chuan a ‘write off’ a. Insurance policy-a a lan dan angin a hlutna zat chu min pe a. Chuta tang chuan Australia ramah hian bike ka khalh leh ta lo.

Ambulance hman hi man chawi ngai a ni a. Ka accident-naa a thiamlo zawk ka nih loh avangin car khalh tupa chawi a ni. A car comprehensive third party insurance an tih atangin $400 bawr vel chu pek a ni ang a, a khalh fimkhur loh vanga insurance claim pek a nih dawn avangin a lehpek zela a insurance leina man pawh a san phah hlek ang.

Australia ah hian hna thawktuten tawhsual an tawh palha invenna workers compensation an tih mai hi a awm a. New South Wales ah chuan Workers Compensation Act 1987 leh Workplace Injury Management and Workers Compensation Act 1998 hian company leh hnathawk ruaitu te hi an mi rawihte an chetsual palha enkawlna turin insurance kaltlanga ruahmanna nei turin a phut a. Ka thawhna St.George Private Hospital ah hian workers compensation chu Australia rama insurance company lian QBE Insurance Group Limited hmangin kan nei a. 2011 kum tawp lam thleng khan New South Wales ah hian mahni in atanga hnathawhna (workplace) pan ten tawhsual an tawh palhin workers’ compensation in an huam vek ang tih a ni a.

Ka bike accident-na atanga rei vak lovah chuan ka dar veilam hi a na ta deuh a. Doctor ka entir a. Ultrasound leh x-ray ti turin min ti a. Engmah phei chu an hmu lova. Mahse, ka dar na chu a reh mai loh avangin tlema han sawizawi ngaiin an hria a. Physiotherapy min chawh a. A khat tawkin hun engemaw chen chu physiotherapy clinic (www.kogarahphysio.com.au) ah ka kal deuh tlut tlut a. Exercise chi hrang hrang min tih tir a. Ka tangkaipui viau.

Physiotherapy plan 2 lai ka ti zova. A vawihnihnaah chuan physiotherapist chuan hma ka sawn tur anga hmasawn lova min hriat avangin dar lam specialist pan turin min ti a. Tichuan, dar lam specialist Professor George Murrell-a ka pan ta a (www.georgemurrellshoulders.com.au). Ultrasound a han lak chuan ka dar tha/ti leh ka ban ruh inzawmna (ni berin ka hria) rotator cuff chu 80% vel lai a lo thler reng a. Physiotherapy exercise hmanga tih dam chi a lo ni lova. Zai loh chuan zual zel tur a ni a. Tichuan kan hotute ka hrilh a, hospital insurance company QBE chu an han be rawn a. 2011 a workers compensation danin hnathawhna pana kal te chetsual palhna a lo huam chiah chiah avangin ka dar zaina tur pawh chu min pawmsak ta a. QBE in min rawn angin doctor clinic chu ka han bia a, inzai hun tur min ruatsak a. Kumin January 28 khan ka rotator cuff thler chu min zai sak ta a ni. Min hrilh danin a thler lai kha thuizawm a ni a, ka dar ruh ah titanium thir tuiek theilo chiin hmun thumah kilh beh a ni.

A zai dan pawh keyhole surgery an tih mai ang chi a ni a. Kaw hnih an verh a. Kaw khatah camera an hawlh lut a. A kaw dangah zaina hmarua. Camera chuan computer screen ah ka dar chhung a rawn tilang vek a. Computer screen enin doctor chuan ka dar chu a khawih a ni. Zai lai chu camera chuan a lo record vek a. Min zai zawhah a video recording chu CD ah min pe nghe nghe a. Doctor nih ve lem loh chuan hriatthiam a har viau nain hetah hian en theih turin a awm e http://tinyurl.com/lw2tms4

Thla khat vel chu inah ban awrhin ka awm a. Ka hman thiam lam a ni lo hlauh va, a ziaawm viau laiin ban lehlam hman theih loh chu kan khawr duh hle.

Hnaa kal lova ina ka awm chhungin workers compensation insurance hnuaiah hlawh pek ka ni a. Compensation hnuaia damlo enkawl kan nih avangin hlawh pangngai aia tlem deuh hlek pek ka ni. Ina awm theih chhung a zova, danin a phut angin hotuten ka hna thawh theih ang hna awlsam deuh min pe a. Chu hna chu thla 4 vel ka thawk a. Chumi hnu chuan ka hna pangngaiah ka kir leh a. Zawi zawiin ka tha chho vel zel a. Tun thawhtan August 11 khan Professor Murrell-a chu ka han hmu leh a. Ultra sound hmangin ka dar chu a han en a, a dam that thu min hrilh a. Dam chiang tur erawh chuan thla 3 atanga thla 6 chhung a la duh tur thu min hrilh pahin min thlah ta a. A tuk tuklehah QBE insurance company-a ka case manager in min rawn phone a. Ka dar enkawlnaah harsatna ka neih leh neih loh te min rawn zawt a. Harsatna em em ka neih loh thu leh min zaitu doctor-in min zaina a dam that thu min hrilh te chu ka hrilh a. Min rawn biak takah chuan ka inzaina senso zat hriat ka chak avangin ka zawt mai mai a. A zat vel ni a min hrilh chu $5000 a ni. Hei bakah hian physiotherapy plan vawi 2 a senso $1000 bawr vel a ni ang a. A zavaia senso chu $6000 aia tam a ni ang. Kei erawh chuan cheng khat mah ka seng lova, hloh nei lovin min ruaitu ka thawhna hospital leh kan hospital insurance company te chuan an hnathawk ka nihna avangin sawibuai awm lovin ka chanvo zawng zawng min pe vek a ni. Keima sen tur ni ta se, India pawisa cheng nuai 3 chuang hu chu nasa taka ngaihtuah a ngai ang.

Insurance company rintlak kaltlanga hnathawktute enkawlna workers compensation hi a mamawhtute tan chuan thil tha tak a lo ni. Australia ramah hian kum 5 ka awm ve ta a, an inrelbawlna leh kalphung hrang hrang te ka hre chho ve zel a. Kan ramah pawh, kan tlin chinah, tih ve theih tur ka hmu nual mai.



NSW Workers Compensation chungchang hetah hian a kimchangin a en theih 
http://www.workcover.nsw.gov.au/aboutus/workerscompensation/Pages/default.aspx

NSW Ambulance service
http://www.ambulance.nsw.gov.au/

National Day Surgery, min zaina hmun

http://www.nationaldaysurgeries.com/nds_facilities/sydney/